Welcome to NoFomoX (”NoFomoX”, “we”, “our”, or “us”).

These Terms of Service (”Terms”) govern your access to and use of all NoFomoX websites, software, applications, digital products, educational content, and services, including but not limited to:

* FLIPLAN™
* FlipVault™
* The N-Method™
* Trading journals
* Educational courses
* Trading indicators
* Digital downloads
* Mobile applications
* Future NoFomoX products and services

By purchasing, creating an account, accessing, or using any NoFomoX product or service, you agree to be bound by these Terms.

If you do not agree with these Terms, you must not use our products or services.

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1. About NoFomoX

NoFomoX develops educational software and digital tools designed to help traders plan, execute, review, and improve their trading process.

Our products are intended to support disciplined trading through structured planning, journaling, analytics, education, and performance tracking.

NoFomoX does not provide:

* Financial advice
* Investment advice
* Trading signals
* Copy trading services
* Brokerage services
* Portfolio management
* Automated trade execution

All trading decisions remain entirely your own responsibility.

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2. Eligibility

You must be at least 18 years old, or the legal age required in your jurisdiction, to purchase or use NoFomoX products.

By using our services, you represent that:

* You meet the minimum legal age requirements.
* You have the legal capacity to enter into this agreement.
* You will comply with all applicable laws and regulations.

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3. Your Account

Certain NoFomoX products require an account.

You are responsible for:

* Maintaining the confidentiality of your login credentials.
* Restricting access to your account.
* All activity that occurs under your account.

You agree to notify us immediately if you believe your account has been accessed without authorization.

NoFomoX is not responsible for losses resulting from unauthorized use of your account caused by your failure to protect your credentials.

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4. Purchases

Unless otherwise stated at checkout, your purchase grants you access to the specific product or service described during the purchase process.

Your purchase provides a license to use the product.

It does not transfer ownership of any software, intellectual property, videos, strategies, documents, or educational materials.

Access periods, pricing, bonuses, and included features may vary depending on the offer presented at the time of purchase.

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5. Access Period and Renewal

Some NoFomoX products are sold as a one-time purchase that includes a defined access period.

For example, FLIPLAN currently includes 12 months of access unless otherwise stated during checkout.

Before your access expires, you may be offered the opportunity to renew for an additional period.

Renewal is optional unless you explicitly agree to a recurring subscription during checkout.

If you choose not to renew, your access will expire at the end of your purchased access period.

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6. License

Subject to these Terms, NoFomoX grants you a limited, non-exclusive, non-transferable, revocable license to access and use the purchased products for your personal, non-commercial use.

You may not:

* Share your account.
* Sell access.
* Rent access.
* Distribute our materials.
* Copy or reproduce our content.
* Use our content for commercial training.
* Create derivative works based on our software or educational materials without written permission.

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7. Intellectual Property

All content provided by NoFomoX remains the exclusive property of NoFomoX or its licensors.

This includes but is not limited to:

* Software
* Source code
* User interface
* Videos
* Courses
* Trading strategies
* Indicators
* Trading journals
* Case studies
* Documents
* Logos
* Trademarks
* Graphics
* Images
* Text
* Designs

Nothing in these Terms transfers ownership of any intellectual property to you.

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8. Educational Purpose Only

All NoFomoX products are provided for educational and informational purposes only.

Nothing within our products should be interpreted as:

* Financial advice
* Investment advice
* Trading advice
* Legal advice
* Tax advice

You remain solely responsible for every trading decision you make.

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9. Trading Risk

Trading financial markets involves substantial risk.

You acknowledge and agree that:

* Losses are possible.
* You may lose some or all of your trading capital.
* Past performance does not guarantee future results.
* Educational examples and case studies are not guarantees of future performance.

You assume full responsibility for your trading activities.

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10. No Performance Guarantee

NoFomoX makes no guarantee regarding:

* Profitability
* Capital growth
* Trading performance
* Passing proprietary trading firm evaluations
* Income generation
* Specific investment outcomes

Any examples, demonstrations, testimonials, case studies, simulations, or educational materials are provided solely to illustrate concepts.

Individual results will vary.

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11. Manual Trade Execution

FLIPLAN is a planning and execution support platform.

FLIPLAN does not:

* Execute trades
* Connect directly to your broker for automated execution
* Buy or sell financial instruments on your behalf

All trades must be placed manually through your chosen trading platform or broker.

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12. User Content

Some NoFomoX products allow you to upload information, including:

* Journal entries
* Trading screenshots
* Notes
* Documents
* Images

You retain ownership of your uploaded content.

By uploading content, you grant NoFomoX a limited license to store, process, display, and use that content solely for operating and improving the services you use.

We do not claim ownership of your trading journals or personal notes.

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13. Acceptable Use

You agree not to:

* Share your account with others.
* Reverse engineer our software.
* Attempt unauthorized access.
* Circumvent security measures.
* Upload malicious software.
* Use bots to scrape our services.
* Resell access.
* Use NoFomoX for unlawful purposes.
* Interfere with the operation of our services.

Violation may result in suspension or termination of your account.

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14. Product Updates

We continually improve our products.

We may:

* Add new features.
* Improve existing functionality.
* Remove obsolete features.
* Fix bugs.
* Modify the user interface.

These updates are intended to improve the overall service.

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15. Support

NoFomoX provides customer support for eligible users.

Support may include:

* Technical assistance
* Account issues
* Billing inquiries
* Product guidance

Priority Support, where included, provides faster assistance but does not include personalized financial advice or trade recommendations.

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16. Refunds

Refund requests are governed by our separate Refund Policy, which forms part of these Terms.

Please review the Refund Policy before making a purchase.

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17. Limitation of Liability

To the fullest extent permitted by applicable law, NoFomoX, its directors, employees, affiliates, licensors, and partners shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

* Your use of our products.
* Trading losses.
* Lost profits.
* Business interruption.
* Loss of data.
* Technical failures.
* Unauthorized access to your account.

Your sole remedy for dissatisfaction with our services is to discontinue using them.

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18. Indemnification

You agree to indemnify and hold harmless NoFomoX and its affiliates from any claims, liabilities, damages, losses, costs, or expenses arising from:

* Your misuse of our products.
* Your violation of these Terms.
* Your violation of applicable laws.
* Your infringement of the rights of another person.

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19. Suspension and Termination

We reserve the right to suspend or terminate access to any NoFomoX product if we reasonably believe you have:

* Violated these Terms.
* Shared your account.
* Attempted to compromise platform security.
* Engaged in fraudulent or abusive behavior.

Termination does not automatically entitle you to a refund.

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20. Third-Party Services

NoFomoX may integrate or rely on third-party providers, including payment processors, analytics providers, hosting services, and authentication services.

Your use of those third-party services may also be subject to their own terms and privacy policies.

NoFomoX is not responsible for the products or services provided by third parties.

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21. Changes to These Terms

We may update these Terms from time to time.

If material changes are made, we will update the “Last Updated” date and, where appropriate, notify users through our website or email.

Your continued use of NoFomoX after changes become effective constitutes acceptance of the updated Terms.

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22. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Malaysia, without regard to its conflict of law principles.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Malaysia, unless otherwise required by applicable law.

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23. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

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24. Entire Agreement

These Terms, together with our Privacy Policy, Refund Policy, and Trading Risk Disclaimer, constitute the entire agreement between you and NoFomoX regarding your use of our products and services.

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25. Contact Us

If you have any questions regarding these Terms, please contact us:

NoFomoX

Email: support@nofomox.com

​Website: www.nofomox.com